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Brad Lonergan understands that your time and life is precious and great financial advice is paramount!!

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Retirement Planning

Will you have enough income in your retirement? Are you prepared?
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Personal Insurance

Is your mortgage protected if you were to get sick, injured, disabled or self completing if you die?
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Superannuation

Do you have enough to retire when YOU want to? Do you know how your money IS invested and is it safe?
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From 1 July 2014, there are things you need to know about the fees you may need to pay for aged care. Changes to fees are part of reforms to the aged care system to make it more sustainable and affordable. More information on the aged care reforms is available on the Department of Social Services website.
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Income protection insurance covers you if you have an accident and you can’t work. Most policies will cover up to 75 per cent of your salary. Some will go as high as 85 per cent but the extra 10 per cent goes into your super.
There’s a waiting time of 14 days up to two years and the longer the waiting period, the lower the premiums and you can get them to cover you to 65 years of age and some will go to 70!
It’s important to work out what the agreed salary definition is as this is important to the policy, the premiums and whether it works for you if something goes wrong. More...
These types of funds, also called a Do-it-yourself fund (DIY fund), are designed for people who want more control over their super. They take on all of the responsibilities associated with the operation of their super fund, although they may outsource some functions such as administration of the fund. It is generally considered a viable proposition once members have $200,000 or more. ‘BMK Financial Services’ can provide advice to SMSF trustees on investment, and insurance strategies. More…

Why Choose BMK Financial Services

      • I am passionate and committed about securing your financial future
      • I stay at the forefront of industry changes for your peace of mind
      • As a Strategic Financial Planner I will tailor my advice to your needs
      • I am supported by an industry leader to ensure the safety of your assets
      • I strive to ensure we build a rewarding relationship.

Latest From The Blog

  • 2016-17 Federal Budget Update

2016-17 Federal Budget Update

  • May 18th, 2016

Federal Treasurer Scott Morrison put forward a number of proposed changes, mainly around contributions […]