About

Brad Lonergan – about me

Brad Lonergan – Financial Planning Services

Authorised & Credit Representative of “BMK Financial Services”

I am a Senior Newcastle/Hunter based Financial Planner with 19 years experience in the Financial Services industry. I’m the owner of “BMK Financial Services”. I’ve worked with major banking organizations, and with large private planning firms.
“I am a ‘Retirement Planning & Aged Care’ advice specialist. I have been helping people transition to retirement successfully for the majority of my career. I am passionate about giving people the best opportunity to have a happy and fulfilling retirement, by providing an easy transition from work to the next phase of their life.
I’m also passionate about assisting older individuals  with the transition from retirement into aged care which is another extremely challenging life phase”.
“To me Financial Planning is more than just a job. I am changing people’s lives for the better, protecting peoples assets, wealth, and indirectly their loved ones. I’m providing peace of mind and hopefully adding to the quality of my clients and their family’s life”.

Financial Planner
JSA Group Financial Planning Services

May 2008 – February 2014 (5 years 10 months) Level5/250 Pacific Highway, Charlestown Newcastle 2290

* Strategic Financial Planning, Holistic Advice for business owners and individuals.
* Corporate Super Advisor
* Self Managed Super Funds(SMSF’s).
* Retirement Planning, Redundancy, Centrelink, and Aged Care advice’.
* Direct Equities (via Super or non-super)
* Allocated Pensions, Annuities, Fixed Interest products.
* Income Protection, TPD, Trauma(Critical Illness), and Life Insurance.
* Business ‘Key-person’ insurance, and Business Expenses protection cover.
* Superannuation(Group Super, Retail Funds, Defined/Defered Benefit Funds, and Industry Funds) advice.
* Managed Funds, Margin Lending, and Gearing Advice (Borrowing to Invest).
* Cashflow Management, Budgeting, Debt reduction and debt consolidation advice.

Financial Planning
National Australia Bank

Public Company; 10,001+ employees; NAB:AU; Banking industry
May 2004 – April 2008 (4 years)
NAB Financial Planning Manager:

* Strategic Financial Planning, Holistic Advice for business owners and individuals.
* Self Managed Super Funds(SMSF’s).
* Retirement Planning, Redundancy, Centrelink, and Aged Care advice’.
* Direct Equities (via Super or non-super)
* Allocated Pensions, Annuities, Fixed Interst products.
* Income Protection, TPD, Trauma(Critical Illness), and Life Insurance.
* Business ‘Key-person’ insurance, and Business Expenses protection cover.
* Superannuation(Group Super, Retail Funds, Defined/Defered Benefit Funds, and Industry Funds) advice.
* Managed Funds, Margin Lending, and Gearing Advice (Borrowing to Invest).
* Cashflow Management, Budgeting, Debt reduction and debt consolidation advice.

Financial Planning
Suncorp Bundaberg QLD

Public Company; 10,001+ employees; Financial Services industry
October 2001 – March 2004 (2 years 6 months)
Senior Branch based Financial Planner:

* Strategic Financial Planning, Holistic Advice for business owners and individuals.
* Self Managed Super Funds(SMSF’s).
* Retirement Planning, Redundancy, Centrelink, and Aged Care advice’.
* Direct Equities (via Super or non-super)
* Allocated Pensions, Annuities, Fixed Interest products.
* Income Protection, TPD, Trauma(Critical Illness), and Life Insurance.
* Business ‘Key-person’ insurance, and Business Expenses protection cover.
* Superannuation(Group Super, Retail Funds, Defined/Defered Benefit Funds, and Industry Funds) advice.
* Managed Funds, Margin Lending, and Gearing Advice (Borrowing to Invest).
* Cashflow Management, Budgeting, Debt reduction and debt consolidation advice.

Financial Planner
AXA Australia

1999 – 2001 (2 years)