Positive Ageing tips from around the world – By Dr. Timothy Sharp
Dr. Timothy Sharp is an academic, clinician, coach and founder of the ‘Happiness Institute’. He is an Adjunct Professor at the University of Technology Sydney and at Melbourne’s RMIT University.
Did you know, you are more likely to live an extra twenty to thirty […]
If you’re under 55 and thinking about setting up a self-managed super fund (SMSF) you’re not alone. SMSFs are being established by younger Australians wanting greater control over their super. In March 2014, younger people represented 75% of new SMSF membersi.
Before deciding if an SMSF is right for you, consider some of these important […]
Gen Y has been brandished a generation of non-savers but that is not the reality. Gen Y is saving but unlike earlier generations they are not necessarily saving for a home.
Some of that move away from saving for a home comes down to the high price of property, particularly in the major cities. According […]
Where there’s a will there’s a way, especially when it comes to saving. The latest scientific findings reveal that although fewer than 25 per cent of us have a genetic predisposition to squirrel money away for the future, we can all learn to save if we set our mind to it.
According to Dr Hersh […]
With the flurry of online spending during the holiday season, now is a good time to review how well you’re protected against Cyber Crime.
The internet brings many positives but it’s also allowed fraudsters to develop numerous and elaborate ways to exploit unwitting users by attempting to steal money, private information and even personal identity. […]
What is a budget?
A budget is a plan that works out how you will manage your income and expenses. Maintaining a budget is a powerful way to control your money.
Do you need a budget?
A budget allows you to see how much money is coming in and going out. It helps you ensure there is […]
What is the Age Pension?
The purpose of the Age Pension is to make sure you have enough income in retirement. It is a fortnightly payment made by the government to help you meet the cost of living, if your retirement savings are below a certain level.
To be eligible for the Age Pension, you must […]
What is estate planning?
Estate planning is about wealth succession – a way to help protect the wealth you have built over your lifetime, so that it is distributed according to your wishes following your death.
You spend a large part of your life working to earn money to look after yourself, to provide for your […]
What is gearing?
In simple terms, gearing is borrowing money to invest. The investment could be in direct shares or managed investments, such as an equity trust, balanced fund or property. Gearing is, in essence, directed towards producing a larger investment return by using borrowed funds, often in addition to your own funds, so that […]
What is retirement income?
During your working life you receive regular income in the form of a salary or business income. In retirement, this regular income stops, so you need to draw on your savings to meet your lifestyle costs. You set up your savings so you still receive regular payments, just like a salary. […]
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