The types of debt we have largely depends on our age and stage in life.
For most of us, having debt in some form or another is an inescapable fact of life. And despite its reputation, debt is not necessarily a dirty word.
If managed well, it can be a powerful tool to build wealth, and […]
When you begin to look at funding aged care for your spouse or parents and, trying to sift through all the DAPs, RADs, and working through the calculations for Centrelink, if you get totally overwhelmed then you are not alone. After going through this experience over the past few weeks I can tell you…don’t […]
Key points
Donald Trump’s presidency comes with greater than normal risks. But his policy announcements should improve in quality over time and pragmatic pro-growth policies are likely to ultimately dominate populist policies.
However, the Trump honeymoon with investors is likely over with a short term period of correction/volatility likely to continue in shares, bond […]
looking better despite the political noise
Key points
– 2016 started badly for investors with worries about global growth and deflation. But global growth turned out okay &, despite political events, rising bond yields & disappointing Australian growth, the end result has been a constrained but okay year for diversified investors.
– 2017 is likely to see […]
How Will Superannuation Changes Impact on You?
We cover some of the factors to be aware of given changes have just passed in parliament and are due to become superannuation law.
Earlier this year, the Federal Budget announcement included a proposal to introduce changes to super bigger than the likes of anything we’ve seen in almost […]
Identifying market dislocations is something that requires investment expertise
For some investors, volatility matters. When approaching retirement, volatility tends to matter more owing to sequencing risk. In the video below, we assess some considerations for investing in low return world.
Share market volatility is expected to remain elevated
Investment market volatility is essentially triggered by uncertainty around […]
Aged Care Advice For Ageing Gracefully
The reality of modern life is that we are tending to live longer, fuller lives.
If you have elderly relatives, you may be faced with deciding the best ways to support them as they age. While the preference of many will be to grow old gracefully at home and be […]
Are you prepared for the Age Pension Assets Test Changes?
How the assets test will work in 2017 could increase your Age Pension entitlements, or take some or all of them away.
With revisions to the Age Pension assets test just around the corner, it’s important to understand how the changes could impact you, particularly with […]
How will the Australian Superannuation Law Changes impact you?
We cover some of the factors to be aware of given changes have just passed in parliament and are due to become superannuation law.
Earlier this year, the Federal Budget announcement included a proposal to introduce changes to super bigger than the likes of anything we’ve seen in […]
Introduction
Financial Advice Newcastle seems a long way from the US elections fiasco but on closer reflection of the outcome, this could very well affect us more than we’d hope. After a seemingly long and difficult campaign Donald Trump has been elected president of the United States with the Republican Party likely retaining control of […]
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