Brad

About Brad Lonergan

Brad Lonergan is a Financial Planner in the Newcastle and Hinter region in NSW, Australia. His company is BMK Financial Services.

Resolutions for a Wealthy Future – Financial Advise Newcastle

Shedding a few kilos and getting fit are popular New Year’s resolutions, but along with improving your health why not resolve to boost your wealth in 2016? The best way to do that is to have a clear picture about what you want to achieve.

Perhaps you want to buy a new car, save […]

Australian Shares Hit Another Rough Patch – 5 Investment Considerations

With the Australian share market hitting another rough patch, here are five considerations that investors should take.

Key points
– After decent gains in shares and other growth assets since February (& Brexit) we look to have hit another rough patch on the back of concerns around the Fed, global bond yields and event risk in […]

7 Reasons for Optimism on the Australian Economy

We all love to be optimistic about our economy so here are 7 Reasons for Optimism on the Australian Economy
Key points
– The mostly gloomy debate around the Australian economy often gives the impression we are in a constant state of crisis.

– But economic growth is pretty good, the economy has rebalanced without the (“inevitable”) […]

9 Key Megatrends for Newcastle Investors – Financial Advice 2016

The 9 Key Investment Trends
– Key megatrends relevant for investors are: slower growth in household debt; the backlash against economic rationalism & rise of populism; geopolitical tensions; aging and slowing populations; low commodity prices; technological innovation & automation; the Asian ascendancy & China’s growing middle class; rising environmental awareness; and the energy revolution.

– Most […]

Age Pensions Face Change – Retirement Planning Newcastle

THE government’s changes to the Age Pension could affect your ability to plan for a comfortable retirement. Recent reports suggest that more than 300,000 Age Pensioners will have at least part of their pension cut, with just under 100,000 of these people losing all Age Pension entitlements, taking effect from January 2017.

THE AGE PENSION […]

Thinking About Managing Your Own Super? Newcastle SMSF

If you’re wondering “what’s involved in self managed super and whether it’s a good option for you’, here are some things to consider.

There’s a lot to consider when it comes to managing a self managed super fund (SMSF). Setting up a compliant fund and managing your investments takes time and can give you the […]

Starting A Family – Financial Planning Newcastle

The Joys and Surprises of Starting a Family
For most couples, the birth of their first child means surprise, anticipation, awe — and some major financial changes.

There are immediate needs such as equipping the nursery, plus day-to-day costs like nappies and clothes for a rapidly growing little person. More costly still could be a change […]

Brexit and the Effect on the Australian Economy

Brexit and the Effect on the Australian Economy due to British voters having voted in favour to leave the European Union (EU). This means that in the coming months, British and European leaders will begin negotiating the terms of Britain’s departure. Britain’s exit will affect the British economy, immigration policy, and lots more. It […]

Should I Seek Financial Advice Before Changing Jobs?

Changing Direction and Financial Advice – Which way to go?
For many people, job change is often a significant and sometimes unexpected event. Often change is rapid and survival kicks in rather than being able to take a step back and get some financial advice before jumping at the next opportunity.

And there is a good chance […]

Value of Financial Advice – Newcastle Residents

What is financial advice?

Financial advice means different things to different people. In the end, financial advice is all about you. It could be:

solving your financial problems
being in control of your financial situation
protecting yourself and your family
defining your goals and attitude to money
tax-effective investment planning
maximising your earning capacity

 
What can […]