Brad

About Brad Lonergan

Brad Lonergan is a Financial Planner in the Newcastle and Hinter region in NSW, Australia. His company is BMK Financial Services.

Aged Care Advice Newcastle – 10 Important Questions Pre Aged Care Advice

If you haven’t talked to an aged care adviser yet then here are the Ten Important Questions you need to ask before getting Aged Care Advice.

 

What type of Aged Care Service will you or your loved one need?
What are the costs of Aged Care and do you know if you can afford the care?
Do […]

Aged Care Response a True Test of Society’s Caring

Elderly and frail patients as well as their loved ones can sometimes be unwilling participants of an insensitive aged care system. There are examples of excellence, but it can seem that sadly there is not enough. Levels of care delivery in hospitals and aged care homes vary greatly, but there is usually no way of knowing this until […]

Getting Home Loans and off the Property Waiting Game?

Reader Shafiq Akbari asks Dr Shane Oliver about his thoughts on this.
What advice would you give first home buyers playing the waiting game with the property market and putting off getting a home loan? Is it a case of ‘What goes up must come down’?

We’re constantly hearing speculation in the media […]

Safeguarding the Future With Personal Insurance

With your house paid off, the children grown up and your retirement savings on target, you could be lulled into a false sense of security that you no longer need personal insurance.

If you or your partner were to die, then little may change in your financial situation. But what would happen if one of […]

Sub-Par Global Growth, Aging Population and Investments

 
Oliver’s Insights
>>The search for assets providing decent investment yield is continuing. The aging population is playing a role but the main drivers are low interest rates and bond yields.>> With global growth remaining uneven and inflation falling again, global and Australian monetary tightening remains distant so a sharp back up in bond yields threatening […]

Aged Care Advice Newcastle – 2015-16 Federal Budget

Residential aged care received only minimal attention in the government’s recent Federal Budget. Unfortunately, people in Newcastle entering residential aged care from 1 January 2016 are not winners from the budget, as the strategy available to assist families wishing to keep the family home will be removed.

Currently there is an advantage for people entering […]

Superannuation and Achieving a Comfortable Retirement – Newcastle

Many Newcastle women dream of a retirement where they can kick back and relax, do whatever they like and be free from the demands of others – actually focusing on caring for themselves. But this step often means being free from financial worries or concerns and for a large proportion of women, the prospect […]

Newcastle Investment, Global Infrastructure and Interest Rates

As the US Federal Reserve (the Fed) prepares financial markets for incremental interest rate rises, we take a look at what this might mean for global listed infrastructure assets.
Infrastructure assets can have both bond-like and equity-like characteristics
Infrastructure assets, particularly listed infrastructure companies, typically exhibit total returns that have some similarities to both equities and […]

Investing in a Holiday Home

Is it really your great Aussie dream?
It happens every year. You’re strolling down the high street of your local beachside town enjoying a long hot summer with the family when a holiday home in the real estate agents’ window catches your eye.

And you start thinking: “If we had our own place, we could […]

The Cost of Living Longer and Staying Healthy

 Now that people are living longer, the cost of staying hale and hearty is rising at the same time that governments are trying to claw back spending on medical care. But good opportunities remain to make sound investments in health care sectors at home and abroad.

In Australia and around the world, healthcare funding is […]