Cash Flow Management

Will Australian House Prices Crash?

Five reasons why it’s more complicated than you think!

Key points
– Talk of a property crash is likely to ramp up again with signs that the Sydney and Melbourne property markets are cooling. But the Australian property market is a lot more complicated than the crash calls suggest.

– We continue to expect a 5-10% downswing […]

Over 50s Top FREE Apps – Newcastle Financial Planning

With almost 80% of 55-64 year olds and 46% of 64+ year olds on-line in Australia,i there is no denying that the SilverSurfer generation are embracing the World Wide Web – and not just from a computer – phones and tablets are fast becoming the most popular way to discover all the net has […]

Are Australians Becoming a Cashless Society?

Australians are edging towards a cashless future, as consumers use debit cards or other electronic payment methods in preference to cash at the checkout and online. But whether we will entirely shun notes and coins in the future is not certain.

For one thing, cash has its benefits. It’s easier for small transactions such as […]

House Price Growth Could Fade in 2015 After Solid Spring

Domain Group Senior Economist Dr Andrew Wilson says capital city house prices are set to grow by an average of 5% over the 2014/15 financial year, with Sydney and Brisbane leading the way.

Australia’s capital city housing markets have performed solidly through the winter of 2014 with the prospect of a generally robust spring selling […]

Saving in a Material World – Financial Planning

It’s not easy to be thrifty in our consumer society. We’re surrounded by so much temptation that it can be difficult to avoid spending money.

So why not try taking a break from spending? If you can tighten your belt on the little things, it can help ensure you have enough for the odd splurge, […]

Mortgages – to Fix or Not to Fix?

With official interest rates in Australia tipped to rise later this year and the United States expected to follow suit next year, home buyers and existing mortgage holders are faced with a dilemma. Should I lock in a low fixed rate now or wait?

Economists are forecasting rate rises across the globe, including in Australia, […]

Volunteering Abroad!

Ever wondered what it would be like to uproot your life and do something completely different?

People of all ages do just that by volunteering abroad. In places like Mongolia, Thailand, Romania, Mexico or Fiji, volunteers are needed every day. You could use your skills and experience on projects from archaeology, journalism, environment, to human […]

After The Dust Settles – Financial Planning

Taking stock of how your life’s travelling at the start of a new year is probably an exercise you’re likely to pursue with greater urgency if you’ve recently come to the end of a serious, long term relationship or gone through a divorce. What’s next, you want to know. How do you rebuild your […]

We can work it out: Australia’s changing workforce

In recent years we’ve experienced a global recession that’s changed the global labour force with industries closing down, job lay-offs and increasing unemployment. On top of that, in Australia we’ve experienced significant structural and technological change that’s seen us move from an agricultural based economy to being services based.

The recently released 36th AMP.NATSEM report […]

Live happier, Live Longer with Positive Ageing Tips

Positive Ageing tips from around the world – By Dr. Timothy Sharp
Dr. Timothy Sharp is an academic, clinician, coach and founder of the ‘Happiness Institute’. He is an Adjunct Professor at the University of Technology Sydney and at Melbourne’s RMIT University.

Did you know, you are more likely to live an extra twenty to thirty […]