Gen Y has been brandished a generation of non-savers but that is not the reality. Gen Y is saving but unlike earlier generations they are not necessarily saving for a home.
Some of that move away from saving for a home comes down to the high price of property, particularly in the major cities. According […]
Where there’s a will there’s a way, especially when it comes to saving. The latest scientific findings reveal that although fewer than 25 per cent of us have a genetic predisposition to squirrel money away for the future, we can all learn to save if we set our mind to it.
According to Dr Hersh […]
What is a budget?
A budget is a plan that works out how you will manage your income and expenses. Maintaining a budget is a powerful way to control your money.
Do you need a budget?
A budget allows you to see how much money is coming in and going out. It helps you ensure there is […]
Starting out with a HECS Credit Debt is bad enough, but abusing a credit card can also mean trouble. Admittedly it’s tempting to spend with interest rates at current levels, but most credit cards still have double-digit rates.1
Of course a card is useful when you don’t have ready cash, but unless you pay […]
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