Is it really your great Aussie dream?
It happens every year. You’re strolling down the high street of your local beachside town enjoying a long hot summer with the family when a holiday home in the real estate agents’ window catches your eye.
And you start thinking: “If we had our own place, we could […]
Romance blooms at any age, including as we get older and supposedly wiser about such things of the heart, and head. So, if you’re considering marriage, perhaps for a second time or more, give thought to the financial implications of marrying later in life and sidestepping some of the money-related hazards.
Financially, there are two […]
With official interest rates in Australia tipped to rise later this year and the United States expected to follow suit next year, home buyers and existing mortgage holders are faced with a dilemma. Should I lock in a low fixed rate now or wait?
Economists are forecasting rate rises across the globe, including in Australia, […]
Gen Y has been brandished a generation of non-savers but that is not the reality. Gen Y is saving but unlike earlier generations they are not necessarily saving for a home.
Some of that move away from saving for a home comes down to the high price of property, particularly in the major cities. According […]
What is a budget?
A budget is a plan that works out how you will manage your income and expenses. Maintaining a budget is a powerful way to control your money.
Do you need a budget?
A budget allows you to see how much money is coming in and going out. It helps you ensure there is […]
Starting out with a HECS Credit Debt is bad enough, but abusing a credit card can also mean trouble. Admittedly it’s tempting to spend with interest rates at current levels, but most credit cards still have double-digit rates.1
Of course a card is useful when you don’t have ready cash, but unless you pay […]
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