For Financial Planning Newcastle, contact Brad Lonergan via email Brad@bmkfs.com.au or call 0423 621 120
GalleryMoney Mistakes People Make in Their 50s and 60s
When you’re in your 50s and 60s, you know you’ve worked long and hard for what you’ve achieved in life and probably have a fair idea of how you want to live in your future retirement. But it’s important not to become complacent and ignore the warning signs of not having enough money for […]
GalleryWhy It Pays To Contribute To Your Partner’s Superannuation
If your spouse is a stay-at-home parent, working part-time or out of work, adding to their super could benefit you both financially.
If your spouse (husband, wife, de facto or same-sex partner) is a low-income earner or not working at the moment, chances are they’re accumulating little or no super at all to fund their […]
Gallery9 Tips To Break Social Media Addiction and Improve Time Management
Do you catch yourself logging onto Facebook when you’re supposed to be working online, or refreshing the Twitter feed in your smartphone every 5 minutes?
Perhaps you even feel unsettled when you can’t get online to update your status? Don’t be alarmed at your insufficient self-control!
A recently available study by the University of Chicago suggests […]
GalleryBeware Tax Scams This Financial Year – Financial Advice Newcastle
Tax time is approaching and that means a juicy refund may be just around the corner. It’s a busy time for scammers too, and last year alone 48,000 Australians fell prey to tax scams between July and October.
Already this year, the Tax Office has registered over 17,067 scam reports with victims collectively losing […]
GallerySelfie Obsessions – Is It Healthy Or Narcissistic?
Mirror mirror on the selfie obsession wall
In 2013, “selfie” was officially added to the Oxford Dictionary. It refers to a person taking a photo of themselves with their own phone or camera.
The idea of taking a self-portrait isn’t really new. It seems since the beginning of time we’ve felt the need to capture ourselves […]
GallerySafeguard Your Ability to Pay Off Your Home Loan – Newcastle Finance
It’s not unusual that life can be smooth sailing one minute and throw you a curveball the next.
You might be hit with an injury or illness, a reduction in income or redundancy, a separation from your partner, or even a death in the family—all of which can be difficult, emotionally as well as financially.
If […]
GalleryThe 2017-18 Australian Federal Budget – Newcastle Financial Advice
Pragmatism and fairness rule
The 2017-18 Australian Federal Budget has much to make it popular. In fact, the goodies make it almost feel like a pre-election rather than a post-election budget. The transformation from the austerity to end “the age of entitlement” of the 2014 budget to the “fairness, security and opportunity” of this Budget […]
Donald Trump – Is The Honeymoon With Investors Over?
Key points
Donald Trump’s presidency comes with greater than normal risks. But his policy announcements should improve in quality over time and pragmatic pro-growth policies are likely to ultimately dominate populist policies.
However, the Trump honeymoon with investors is likely over with a short term period of correction/volatility likely to continue in shares, bond […]
GalleryReview of 2016, Outlook for 2017 – Newcastle Financial Advice
looking better despite the political noise
Key points
– 2016 started badly for investors with worries about global growth and deflation. But global growth turned out okay &, despite political events, rising bond yields & disappointing Australian growth, the end result has been a constrained but okay year for diversified investors.
– 2017 is likely to see […]
What to Consider When Investing in a Low Return World
Identifying market dislocations is something that requires investment expertise
For some investors, volatility matters. When approaching retirement, volatility tends to matter more owing to sequencing risk. In the video below, we assess some considerations for investing in low return world.
Share market volatility is expected to remain elevated
Investment market volatility is essentially triggered by uncertainty around […]