Home Loans
GalleryWill Australian House Prices Crash?
Five reasons why it’s more complicated than you think!
Key points
– Talk of a property crash is likely to ramp up again with signs that the Sydney and Melbourne property markets are cooling. But the Australian property market is a lot more complicated than the crash calls suggest.
– We continue to expect a 5-10% downswing […]
GallerySafeguard Your Ability to Pay Off Your Home Loan – Newcastle Finance
It’s not unusual that life can be smooth sailing one minute and throw you a curveball the next.
You might be hit with an injury or illness, a reduction in income or redundancy, a separation from your partner, or even a death in the family—all of which can be difficult, emotionally as well as financially.
If […]
Gallery3 Ways to Get a Foot on the Investment Property Ladder
Creative investment property ideas for younger Australians
It won’t come as a huge surprise to learn that Australian homes are among the most expensive in the world. In a recent Demographia Housing Affordability Survey every Australian town and suburb was rated as ‘seriously’ or ‘severely’ unaffordable. And if you’re in a capital city it’s even […]
GalleryGetting Home Loans and off the Property Waiting Game?
Reader Shafiq Akbari asks Dr Shane Oliver about his thoughts on this.
What advice would you give first home buyers playing the waiting game with the property market and putting off getting a home loan? Is it a case of ‘What goes up must come down’?
We’re constantly hearing speculation in the media […]
GalleryInvesting in a Holiday Home
Is it really your great Aussie dream?
It happens every year. You’re strolling down the high street of your local beachside town enjoying a long hot summer with the family when a holiday home in the real estate agents’ window catches your eye.
And you start thinking: “If we had our own place, we could […]
GalleryIs Off-The-Plan On The Money? Property Investment Advice Newcastle
With rising house prices, is buying off-the-plan for capital growth a good idea? When it comes to property investing, or any investment, there’s no such thing as a free lunch. You need some good property investment advice before outlaying your dollars in Newcastle.
AMP Capital’s Dr Shane Oliver suggests going in with your eyes open.
Reasons […]
Gallery5 Tips For Bidding at an Auction!
Bidding for a property at auction can be stressful but you can reduce the stress involved. Before you consider bidding at an auction use our 5 tips to make sure you’re prepared and know what to expect.
Step 1: Work out the costs
Working out how much you can afford to repay on a home loan […]
GalleryHow Can I Get a Home Loan To Own My Home Sooner?
Owning your own home doesn’t have to be the stuff of dreams. There are several strategies that could help you pay off your home loan sooner. And it doesn’t necessarily mean sacrificing the things you love doing today.
The first step towards paying off your home sooner is to understand your loan—how much you owe, […]
GalleryHouse Price Growth Could Fade in 2015 After Solid Spring
Domain Group Senior Economist Dr Andrew Wilson says capital city house prices are set to grow by an average of 5% over the 2014/15 financial year, with Sydney and Brisbane leading the way.
Australia’s capital city housing markets have performed solidly through the winter of 2014 with the prospect of a generally robust spring selling […]
GalleryMortgages – to Fix or Not to Fix?
With official interest rates in Australia tipped to rise later this year and the United States expected to follow suit next year, home buyers and existing mortgage holders are faced with a dilemma. Should I lock in a low fixed rate now or wait?
Economists are forecasting rate rises across the globe, including in Australia, […]