Insurance – Newcastle

What is Your Most Important Asset?

What do You Consider to be Your Most Important Asset?
It might not be what you think it is!
Disclaimer

Any advice contained on this page is of a general nature only and doesn’t take into account your personal circumstances or needs. You must decide if this info is suitable to your personal situation or seek advice. […]

Superannuation at Tax Time

Superannuation at Tax Time
Why should you consider investing in your super?
With bushfires and now the coronavirus (COVID-19) pandemic, the Australian and global economy has been given quite the shake up. With everything else going on, the end of the financial year is not being considered by many.

However, the end of financial year is the […]

Safeguard Your Ability to Pay Off Your Home Loan – Newcastle Finance

It’s not unusual that life can be smooth sailing one minute and throw you a curveball the next.

You might be hit with an injury or illness, a reduction in income or redundancy, a separation from your partner, or even a death in the family—all of which can be difficult, emotionally as well as financially.

If […]

Insurance Through Superannuation – 8 Things You Should Know

Am I better off buying insurance through superannuation?
When it comes to arranging insurance it’s important to decide what types of insurance are available to you and what you’ll need for your particular life circumstances. From here you’ll need to consider whether you should keep it inside your super fund or set it up separately.
What […]

Protecting clients Against the Impact of Prostate Cancer

With Movember now in its final week, it is timely to consider the various insurance policies that may best protect your clients against the financial effects of prostate cancer.
This month marks ‘Movember’, the annual campaign to raise awareness of men’s health issues, including prostate cancer. Prostate is the most common cancer detected in men, with […]

Insurance, TPD and Super

Who would have thought that changing one three letter word for another could make a difference to insurance cover within superannuation?

But, changing the definition of the types of insurance allowed to be held through superannuation has had just such an outcome.

That’s because, from 1 July 2014, the only new type of insurance policies that […]

Safeguarding the Future With Personal Insurance

With your house paid off, the children grown up and your retirement savings on target, you could be lulled into a false sense of security that you no longer need personal insurance.

If you or your partner were to die, then little may change in your financial situation. But what would happen if one of […]

The Cost of Living Longer and Staying Healthy

 Now that people are living longer, the cost of staying hale and hearty is rising at the same time that governments are trying to claw back spending on medical care. But good opportunities remain to make sound investments in health care sectors at home and abroad.

In Australia and around the world, healthcare funding is […]

Phone Security – Keeping Your Personal Information Safe

Keep your money, identity and personal information safe
Have you ever left your phone behind? It’s an odd feeling – like part of you is missing. And even though you’ll only feel right with it back in your hand, if your phone’s secure you’ll have peace of mind that your money and identity are safe […]

Do You Have a Key Person in Your Business?

If your business is like millions of other small or medium businesses in Australia, it’s likely that you’ll have one or more individuals whose involvement is critical to its success.

This ‘key person’ might be important because of their investment or experience, their technical expertise or their business connections. And while we don’t like to […]