Investment
Australian Investment Update – Newcastle Financial Planning
Australia delivers good company investment earnings
The eagerly anticipated Australian corporate earnings season for the first half of the 2014-2015 financial year unfolded during February. Coming into the season, market analysts were expecting earnings forecasts for industrial companies to be realised, with declines in resources sector earnings offset by better growth among industrial companies.
Overall, more […]
After The Dust Settles – Financial Planning
Taking stock of how your life’s travelling at the start of a new year is probably an exercise you’re likely to pursue with greater urgency if you’ve recently come to the end of a serious, long term relationship or gone through a divorce. What’s next, you want to know. How do you rebuild your […]
To Sell or Not to Sell? – BMK Financial Planning Newcastle
For many Australians, the family home is their largest asset. And if you’re planning to wind down from work, you may be considering what you’ll do with yours.
Like many people, you may have worked for a lifetime to build the value you hold in your family home. While selling your home may not be […]
Newcastle Gen Y Investing in Home and Away – Financial
Gen Y has been brandished a generation of non-savers but that is not the reality. Gen Y is saving but unlike earlier generations they are not necessarily saving for a home.
Some of that move away from saving for a home comes down to the high price of property, particularly in the major cities. According […]
Growing Your Wealth
What is gearing?
In simple terms, gearing is borrowing money to invest. The investment could be in direct shares or managed investments, such as an equity trust, balanced fund or property. Gearing is, in essence, directed towards producing a larger investment return by using borrowed funds, often in addition to your own funds, so that […]
Credit Debt – Tips And Traps Of Credit Cards
Starting out with a HECS Credit Debt is bad enough, but abusing a credit card can also mean trouble. Admittedly it’s tempting to spend with interest rates at current levels, but most credit cards still have double-digit rates.1
Of course a card is useful when you don’t have ready cash, but unless you pay […]