Life Insurance

What is Your Most Important Asset?

What do You Consider to be Your Most Important Asset?
It might not be what you think it is!
Disclaimer

Any advice contained on this page is of a general nature only and doesn’t take into account your personal circumstances or needs. You must decide if this info is suitable to your personal situation or seek advice. […]

Insurance Through Superannuation – 8 Things You Should Know

Am I better off buying insurance through superannuation?
When it comes to arranging insurance it’s important to decide what types of insurance are available to you and what you’ll need for your particular life circumstances. From here you’ll need to consider whether you should keep it inside your super fund or set it up separately.
What […]

Protecting clients Against the Impact of Prostate Cancer

With Movember now in its final week, it is timely to consider the various insurance policies that may best protect your clients against the financial effects of prostate cancer.
This month marks ‘Movember’, the annual campaign to raise awareness of men’s health issues, including prostate cancer. Prostate is the most common cancer detected in men, with […]

Safeguarding the Future With Personal Insurance

With your house paid off, the children grown up and your retirement savings on target, you could be lulled into a false sense of security that you no longer need personal insurance.

If you or your partner were to die, then little may change in your financial situation. But what would happen if one of […]

The Cost of Living Longer and Staying Healthy

 Now that people are living longer, the cost of staying hale and hearty is rising at the same time that governments are trying to claw back spending on medical care. But good opportunities remain to make sound investments in health care sectors at home and abroad.

In Australia and around the world, healthcare funding is […]

Fight for the Fittest Life – Insurance Discounts for the Active

Rupert Murdoch wears one, so does Gwyneth Paltrow. Wearable fitness devices are the latest must-have accessory for health conscious media moguls, celebrities and ordinary Australians. So it was only a matter of time until health insurers got behind the trend.

Some major health funds have recently launched campaigns to attract new members by offering them […]

Do You Have a Key Person in Your Business?

If your business is like millions of other small or medium businesses in Australia, it’s likely that you’ll have one or more individuals whose involvement is critical to its success.

This ‘key person’ might be important because of their investment or experience, their technical expertise or their business connections. And while we don’t like to […]

New Year’s Resolutions for a Wealthy 2015!

At this time of year, many of us will commit to do things a little differently in the New Year – to improve ourselves, help others or the environment, or simply avoid doing the same things all over again!

Head of Retail and Corporate Business, Craig Keary from AMP Capital has some sage advice: “Health […]

Reinforcing the Value of Advice – Scottie’s Story

This video from TAL client Scottie, reinforces the importance of the advice process & how it’s crucial to review my client’s needs. Advisers can assist their clients even when they lose belief in what has been recommended to them.

Family budget pressures prompted Scottie to seriously question the value/need for his cover- sound familiar? By […]

Things You Need to Know About Personal Insurance

Personal insurance premiums have increased significantly over the past 18 months, running the risk that cost-conscious consumers might consider cutting back their cover. Suddenly those quick, off-the-shelf insurance products advertised on TV look enticing.

But simple is not always cheaper, the cover may be inadequate or, worse still, may not pay out when you need […]