Superannuation
GallerySuperannuation at Tax Time
Superannuation at Tax Time
Why should you consider investing in your super?
With bushfires and now the coronavirus (COVID-19) pandemic, the Australian and global economy has been given quite the shake up. With everything else going on, the end of the financial year is not being considered by many.
However, the end of financial year is the […]
GalleryWhy It Pays To Contribute To Your Partner’s Superannuation
If your spouse is a stay-at-home parent, working part-time or out of work, adding to their super could benefit you both financially.
If your spouse (husband, wife, de facto or same-sex partner) is a low-income earner or not working at the moment, chances are they’re accumulating little or no super at all to fund their […]
GalleryThe 2017-18 Australian Federal Budget – Newcastle Financial Advice
Pragmatism and fairness rule
The 2017-18 Australian Federal Budget has much to make it popular. In fact, the goodies make it almost feel like a pre-election rather than a post-election budget. The transformation from the austerity to end “the age of entitlement” of the 2014 budget to the “fairness, security and opportunity” of this Budget […]
GallerySuperannuation Changes from July 2017 – Newcastle Finance
How Will Superannuation Changes Impact on You?
We cover some of the factors to be aware of given changes have just passed in parliament and are due to become superannuation law.
Earlier this year, the Federal Budget announcement included a proposal to introduce changes to super bigger than the likes of anything we’ve seen in almost […]
GalleryThinking About Managing Your Own Super? Newcastle SMSF
If you’re wondering “what’s involved in self managed super and whether it’s a good option for you’, here are some things to consider.
There’s a lot to consider when it comes to managing a self managed super fund (SMSF). Setting up a compliant fund and managing your investments takes time and can give you the […]
GalleryInsurance Through Superannuation – 8 Things You Should Know
Am I better off buying insurance through superannuation?
When it comes to arranging insurance it’s important to decide what types of insurance are available to you and what you’ll need for your particular life circumstances. From here you’ll need to consider whether you should keep it inside your super fund or set it up separately.
What […]
GalleryInsurance, TPD and Super
Who would have thought that changing one three letter word for another could make a difference to insurance cover within superannuation?
But, changing the definition of the types of insurance allowed to be held through superannuation has had just such an outcome.
That’s because, from 1 July 2014, the only new type of insurance policies that […]
GallerySuperannuation and Achieving a Comfortable Retirement – Newcastle
Many Newcastle women dream of a retirement where they can kick back and relax, do whatever they like and be free from the demands of others – actually focusing on caring for themselves. But this step often means being free from financial worries or concerns and for a large proportion of women, the prospect […]
GallerySuperannuation – Take as a Lump Sum or Not?
When it comes to accessing your superannuation, it’s important you make the right choice.
You’ve spent your working life accumulating super. So when the time comes, are you better off taking a lump sum, regular income or both?
Let’s weigh up the alternatives so you can start to consider what may be best for you.
Taking a […]
Making a Smooth Transition to Retirement
With a Transition to Retirement Planning strategy, you can continue working and access your super
Retirement used to represent a sharp break with the past – one day you were working full time, the next you were sitting at home with the rest of your life ahead of you. These days, the transition doesn’t have […]